Loans against Gold Jewelleries are one of the easiest means of finance that can be availed from our branches in no time. We offer Jewel loans Short-Term Loans (Jewel Loan - Non-Agri / Personal).
Minimum Loan Amount
Repayment Tenor
Maximum Loan Amount
| Particular | Charges and Limits |
|---|---|
| Loan Amount | Minimum Rs.10,000/- Maximum Rs.200 lakhs |
| Repayment Tenor | For Term Loans : 3, 6 & 12 Months |
| Primary Security | Pledge of Gold Jewellery with Minimum purity of 22 Carats and Gold Ingots (Max of 50 Grams per customer) sold by banks. |
| Collateral Security | Optional |
| Guarantee | Optional |
| Processing Charges — Term Loan | |
| Loan limit up to Rs.0.50 lac | 40 paisa per loan of Rs.100 subject to a maximum of Rs.200/ |
| Loan limit up to Rs.1.00 lac | 40 paisa per loan of Rs.100 subject to a maximum of Rs.400/ |
| Loan limit above Rs.1.00 lac and not beyond Rs.2.00 lacs | 40 paisa per loan of Rs.100 subject to a maximum of Rs.800/ |
| Loan limit above Rs.2.00 lac and not beyond Rs.3.00 lacs | Flat sum of Rs. 1000 irrespective of the loan quantum |
| Above Rs.3.00 lacs | Flat sum of Rs. 2000 irrespective of the loan quantum |
| Other Terms & Conditions |
|
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By clicking on 'Accept', please note that - You confirm having read and accepted the above and have decided to proceed further. - You would now be leaving the KARUR VYSYA BANK LTD website.
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KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly. By clicking on 'Accept', please note that you confirm having read and accepted the above and have decided to proceed further. You would now be leaving the KARUR VYSYA BANK LTD website.
On clicking the below accept button, you will be directed to the webpage with which you will be able to repay for a loan account. Please note that while you are entering the payment page, you will be leaving the KARUR VYSYA BANK LTD website and enter IndiaIdeas [BillDesk] Website. Please note that our policies, terms and conditions, disclaimers will cease once you leave our website. Since the BillDesk Ltd webpage is governed by its respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by IndiaIdeas [BillDesk]Ltd from time to time for availing its services. KARUR VYSYA BANK LTD will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the IndiaIdeas [BillDesk] website or for any deficiency in the services of IndiaIdeas [BillDesk] or for the failure or disruption of the services.
