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Travel for Less with KVB DLite
Get flat ₹100 off on bus bookings of ₹1,000 or more
Use code: SAVE100
*T&C Apply.
Secure returns for a secure future
KVB Samriddhi FDs
- 333 days: 7.50% for Senior Citizens; 7.00% for General Public and NRI
- 400 days: 7.70% for Senior Citizens; 7.20% for General Public and NRI
*For Senior Citizens Only. *T&C Apply.
Don't Download Trouble — APK Scam Alert!
Beware of fake challan APKs sent on WhatsApp. Avoid downloading suspicious files as it can drain your bank account.
Think Before You Download: Verify Before You Install.
Report Suspicious Activity: 1930 | cybercrime.gov.in
Special Window for Transfer and Dematerialization of Physical Securities of The Karur Vysya Bank
Special Window period: February 05, 2026 to February 04, 2027
Pursuant to SEBI Circular No. HO/38/13/11(2)2026-MIRSD-POD/I/3750/2026 dated January 30, 2026 and SEBI/HO/MIRSD/MIRSD-PoD/P/CIR/2025/97 dated July 02, 2025, a Special Window is available for transfer and dematerialization of physical securities sold/purchased and transfer deeds lodged prior to April 01, 2019, which were rejected or returned due to deficiencies.
Shareholders may submit original share certificates, transfer deeds, KYC and other prescribed documents to MUFG Intime India Private Limited, Unit: The Karur Vysya Bank Limited, Coimbatore - 641028. Tel: 0422-2314792. E-mail: investor.helpdesk@in.mpms.mufg.com
Got a KYC Update Alert from Your Bank?
Keeping KYC up-to-date ensures uninterrupted banking services. Updating your KYC is as easy as making noodles!
How? For no change or address-only change, use self-declaration via registered email/mobile, online/mobile banking, ATM, BCs, or letter. For other changes, use Aadhaar OTP e-KYC, Video KYC, or submit updated OVD at branch.
KYC updated with one bank gets updated across institutions through CKYCR. Visit rbikehtahai.rbi.org.in
Don't Be a Money Mule!
Your Bank Account = Your Money
- Never let anyone use your bank account for transferring money.
- Allowing others to receive or forward money through your account can land you in jail.
- Never share bank details, OTPs, or passwords with anyone.
Protect your account. Protect yourself. Easy money is never worth the risk.
Think Before You Click
- Beware of fake links; always verify the sender before clicking.
- Banks never send links asking for personal details or KYC updates.
- Never share OTP, PIN, passwords, or confidential information.
- Ignore messages that create false urgency.
Stay Alert. Stay Safe. Report financial fraud at cybercrime.gov.in or call 1930.
Capital Gains Accounts Scheme Protect Your Capital Gains with Tax Exemption
Capital Gains Accounts Scheme (CGAS)
- Tax exemptions
- Flexible account types
- Competitive interest rates
- Digital transaction support*
Open your CGAS account today! *T&C Apply
KVB Netshield TPIN and Soft Token Introducing TPIN & Soft Token via KVB Netshield App
Experience enhanced security and seamless authentication for your Net Banking transactions.
Know More
Same-Day Cheque Credit is Here!
Experience faster cheque clearing and get your funds credited to your account on the same day.*
Effective from Oct 4, 2025
*Conditions apply. For details, contact your nearest KVB branch.
Unlock Your Money Lying Unclaimed in Your Bank for More Than 10 Years
- Register on the UDGAM portal.
- Search using the account holder's name, bank name(s), date of birth, PAN, etc.
Claim your funds on https://udgam.rbi.org.in
For more details, give a missed call to 14440. *T&C apply.
Exercise caution while banking on digital platforms
Don't let anyone score against you.
- Register mobile number and email with your bank for instant alerts
- Never store important banking data in mobile, email or purse
- Use only verified, secure and trusted websites for online banking
- Avoid banking through public, open or free networks
- Change online banking password and PIN regularly
- Block lost or stolen cards immediately
Beware of impersonation & parcel scams!
Don'ts:
- Don't panic — fraudsters may trap you
- Don't share personal or financial information
- Don't click unknown links for payments
Do's:
- Always verify the genuineness of the caller or fund request
- Immediately report to cybercrime.gov.in or call 1930
Say hello to stress-free pensions!
We've integrated with Central Pension for smooth, hassle-free disbursal.
Pradhan Mantri Awas Yojana - Urban 2.0
Own Your Dream Home with PMAY 2.0 – ISS! Get up to 4% interest subsidy on home loans for affordable housing.
Apply now and save big! *Conditions Apply
Sanchar Saathi Mobile App
- Report suspected fraud communication
- Block your lost or stolen mobile handset
- Know mobile connections in your name
- Know genuineness of your mobile handset
- Report incoming international call with Indian number
Web portal: www.sancharsaathi.gov.in
Don't become a Money Mule!
Your Bank Account — Only your Money!
- Do not allow others to operate your account for movement of their funds.
- Tempting offers about receiving or forwarding money could land you in jail.
- Never give account details to anyone you do not know or trust.
Report to your bank and National Cyber Crime Reporting Portal or Cyber Crime Helpline 1930.
A Step Forward in Smarter Banking
Now make seamless GST payments via UPI
Your grievance deserves a response — and you'll get one.
Reach Karur Vysya Bank at:
Email: customersupport@kvbmail.com
Phone: 1860 258 1916
For external escalation, RBI is available at 14448.
Central KYC Registry, opens in a new tab Central KYC Registry
- Ask for your CKYC Identifier now and open account faster with reduced paperwork
- CKYC Identifier is linked to your KYC data
- No need to submit KYC documents at any financial institution if you have your CKYC Identifier
To know more login to www.ckycindia.in
Simple. Faster. Secure.
Stay KYC Compliant, Stay Hassle-Free!
Complete Your Re-KYC with Ease at Karur Vysya Bank.
Choose Your Way: Internet Banking, DLite Mobile Banking, or visit any branch.
Advisory: Do not click links, install APK files, or open attachments from unknown sources requesting KYC details.
Partners in Growth
A century old Traditional bank collaborates with a specialist in Wealth Management. Together, we're your Partners in Growth.
CELEBR8
We're super excited that our 'Pramod' initiative has won 8 Brandon Hall Group Awards in Learning & Development and Talent Management.
Dial 1930 for reporting online financial fraud
Report any cybercrime at www.cybercrime.gov.in
Follow CyberDost for updates on cyber hygiene.
Reserve Bank - Integrated Ombudsman Scheme
- Complaints not resolved within 30 days can be lodged with the Ombudsman
- Lodge complaints online at cms.rbi.org.in
- Track complaint status on Complaint Management System
For more information call 14448 (8 AM to 10 PM, weekdays except national holidays).
What's New
For Trade & Business customers, Importers & Exporters and Clearing & Forwarding Agents with best-in-class features
Exclusive Offers
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Disclaimer
On clicking the below accept button, you are being re-directed to a third party webpage of SMC Global Securities Ltd., (SMC Global) and necessary fees if any for availing the services may have to be paid by you. Please acknowledge the disclaimer before proceeding further. Please also note that when you click on the link below, you will be leaving the KARUR VYSYA BANK LTD (KVB) website and our policies, terms and conditions, disclaimers will cease once you leave our website. Since the linked webpage is governed by their respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by them from time to time for availing their services. KVB will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the SMC Global Securities Ltd., website or for any deficiency in the services of SMC Global Securities Ltd., or for the failure or disruption of the services. These sites are not under the control of KVB.
KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly. By clicking on 'Accept', please note that you confirm having read and accepted the above and have decided to proceed further. You would now be leaving the KARUR VYSYA BANK LTD website.
Customer Information
For more details
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Government of India approves Credit Guarantee Scheme for Exporters (CGSE)
- ✓ Additional collateral-free credit support upto 20% of existing working capital limits, for eligible exporters (Direct and Indirect)
- ✓ 100% guarantee cover (through NCGTC) for the additional credit support
- ✓ Benefits both MSME & non-MSME exporters
- ✓ Nil Guarantee fee, Processing Fee and Pre Payment penalty
-
Implementation by Department of Financial Services (DFS) through National Credit Guarantee Trustee Company Limited (NCGTC).
-
Impact and objective
- ✓ Enhancing the global competitiveness of Indian exporters and support diversification into new and emerging markets.
- ✓ Strengthen liquidity, ensure smooth business operations and reinforce India’s progress towards achieving the USD 1 trillion export target.
- ✓ This will further reinforce India’s journey towards Aatmanirbhar Bharat.
Driving Export Growth, Fueling MSMEs Success
Credit Guarantee Scheme for Exporters
Government of India approved Credit Guarantee Scheme for Exporters enabling collateral-free working capital with 100% guarantee coverage.
Fair Lending Practice — Penal Charges in Loan Accounts
Penal charges are revised w.e.f. 01.04.2025 for your loan account(s). The penal charges are listed in the schedule below.
| Particulars | Loan Categories | Proposed Penal Charge |
|---|---|---|
| 1. Overdue Term Loan Instalments, 2. Overdue Interest, 3. Non-Regularization of Adhoc or Exceeding Limits, 4. Overdrawing in Working Capital or Bills returned | All Loans up to ₹25,000 | NIL |
| (i) MFI Loans & (ii) KCC loans ≤ ₹3 lakh | Loans > ₹25,000: 3% p.a. penal charge on overdue quantum for delayed payment period | |
| Agri Loans | Loans > ₹25,000: 5% p.a. penal charge on overdue quantum for delayed payment period | |
| All other Loans | Loans > ₹25,000: 5% p.a. penal charge on overdue quantum for delayed payment period |
Temporary Pause on KVB Gift Card Issuance proposed w.e.f 01.03.2025
- We’re working on making your Gift Card experience more better!
- Existing Gift Cards: Valid and redeemable until expiry.
- Exciting updates coming soon. 💳✨
Procedure for retroceding the title deeds of deceased mortgagor to the legal heirs
Legal heirs of the deceased mortgagor should submit the following at the respective branch:
- A joint request letter from all legal heirs and co-mortgagor, if any, for release of title deeds.
- Death Certificate of mortgagor issued by Municipality/Corporation or Registrar of Births/Deaths.
- Legal Heirship certificate from Revenue Authorities (not less than Tahsildar/Deputy Tahsildar rank) or Succession Certificate from a competent Court.
- KYC documents of deceased mortgagor and legal heirs.
- Confirmation from all legal heirs that the deceased mortgagor died intestate.
- Authorization letter from all legal heirs, if desirable, authorising one heir to receive title deeds on behalf of others.
Branch shall submit documents with recommendation confirming no direct/indirect/contingent liability to the Bank. Release of title deeds of a deceased mortgagor shall be completed within 30 days from receipt of all requisite documents.
Release of Movable / Immovable Property Documents on Repayment / Settlement of Personal Loans
- Timeline: Documents shall be released within 30 days after full repayment or settlement.
- Collection: Borrower may collect documents from the servicing branch or any other bank office where documents are available.
- Loss or damage: Bank gets an additional 30 days; delayed period penalty applies after 60 days total.
- Sanction letter: Timeline and place of return are mentioned in the sanction letter.
- Compensation for delay: ₹5,000 per day of delay in release of documents and registry charges.
- Applicability: Cases where release falls due on or after December 1, 2023.
- Document loss: Bank shall assist in obtaining duplicate/certified copies and bear associated costs, in addition to paying compensation.
Closure of Padho Pardesh Interest Subsidy Scheme
Ministry of Minority Affairs (MoMA), Government of India has conveyed that the scheme of interest subsidy on Education Loans for Overseas Studies for students belonging to Minority Communities (Padho Pardesh) stands discontinued from 2022-23. Existing beneficiaries as on 31-03-2022 will continue to receive interest subsidy during the moratorium period, subject to compliance with extant guidelines.
Central Scheme of Interest Subsidy (CSIS) on Education Loans
Under this scheme, Ministry of Education provides interest subsidy on Education Loan taken by students from economically weaker section (EWS) having parental income less than ₹4.5 lakhs per annum for professional study in India during the study period / repayment holiday.
Dr. Ambedkar Central Sector Scheme of Interest Subsidy (ACSIS) on Education loan for OBC and EBC Students
- Ministry of Social Justice and Empowerment (MoSJE) will consider existing beneficiaries with cutoff date 31.03.2022 only. Ministry will not consider payment to claims submitted first time during FY 2022-23.
- As per communication from Nodal Bank through IBA, fresh applications under this scheme are not accepted. Hold of Renewal Cases and Pending fresh cases.
As per RBI directives on Positive Payment System (PPS), it is required to pre-register in PPS all cheques for Rs.5 lacs and above, prior to issuing the cheque to the beneficiary. Contact branch / use net banking / mobile banking for registering the details.
NSDL CIRCULAR-- NSDL/POLICY/2021/0036--6-KYC ATTRIBUTES MADE MANDATORY FOR ALL THE CATEGORIES OF CLIENTS
Ways to Bank
At Karur Vysya Bank, we provide various ways to bank. We are committed to making banking simpler and reach many people than before. We totally understand and fulfill the growing needs of the customers.
Missed call banking
Banking is just a missed call away. Call us to know your transactions and balance
Explore MoreInternet banking
Make both financial and non-financial transactions through our Internet Banking Service
Explore MoreFund transfer
Through RTGS and NEFT transfer funds at your convenience and ensure the fund is credit within hours
Explore MoreMobile Banking
Do Mobile Banking with KVB's DLite app available on both Android and iOS devices
Explore MoreATM Operations
Get to know the Banking operations such as paying tax and paying institution fee through ATMs.
Explore MoreCash Recycler Machine
Cash Recycler Machine is one of the most convenient ways to bank for cash deposit and withdrawal.
Explore MoreFASTag
NHAI has rolled out program for Electronic Toll Collection on Toll Plazas on National Highways to be called FASTag. FASTag works on Radio Frequency Identification (RFID) technology. KVB-FASTag is linked to a prepaid account (e-Wallet). It is valid for 3 years and can be recharged at the agent location and KVB-branches. It should be used once in 6 months to avoid dormancy.
Explore More, opens in a new tabKVB e-Book
Download KVB e-book app at App Store and Google Play Store and perform various operations to ease your banking.
Explore MoreVideo KYC (VKYC)
You can now complete KYC verification via video calls for the DLite Accounts opened online- an easy way to establish KYC for your bank account; anywhere, anytime. Wherever you are – at work, at home or on vacation, your Bank Account KYC is now just a Video call away!
Explore MoreNACH (National Automated Clearing House)
NPCI provides NACH platform for the mandates registration and transactions. Mandate Management System is a service of NACH Debit which facilitates the process of Mandate Creation, Mandate Amendment, and Mandate Cancellation and offers all MIS related to the Mandate.
Explore MoreFeedback/Lodge a Complaint
Click hereImage details
Disclaimer
On clicking the below accept button, you are being re-directed to a third party webpage of KFintech Technologies Private Limited (Kfintech CRA) and necessary fees for availing the services may have to be paid by you. Please acknowledge the disclaimer before proceeding further. Please also note that when you click on the link below, you will be leaving the KARUR VYSYA BANK LTD (KVB) website and our policies, terms and conditions, disclaimers will cease once you leave our website. Since the linked webpage is governed by their respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by them from time to time for availing their services. KVB will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the KFintech Technologies Private Limited [BillDesk] website or for any deficiency in the services of KFintech Technologies Private Limited [BillDesk] or for the failure or disruption of the services. These sites are not under the control of KVB.
KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly. By clicking on 'Accept', please note that you confirm having read and accepted the above and have decided to proceed further. You would now be leaving the KARUR VYSYA BANK LTD website.
Disclaimer
On clicking the below accept button, you are being re-directed to a third party webpage of NSDL Database Management Ltd and necessary fees for availing the services may have to be paid by you. Please acknowledge the disclaimer before proceeding further. Please also note that when you click on the link below, you will be leaving the KARUR VYSYA BANK LTD (KVB) website and our policies, terms and conditions, disclaimers will cease once you leave our website. Since the linked webpage is governed by their respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by them from time to time for availing their services. KVB will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the NSDL Database Management Ltd website or for any deficiency in the services of NSDL Database Management Ltd or for the failure or disruption of the services. These sites are not under the control of KVB.
KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly. By clicking on 'Accept', please note that you confirm having read and accepted the above and have decided to proceed further. You would now be leaving the KARUR VYSYA BANK LTD website.
DISCLAIMER
On clicking the below accept button, you will be directed to the webpage with which you will be able to repay for a loan account. Please note that while you are entering the payment page, you will be leaving the KARUR VYSYA BANK LTD website and enter IndiaIdeas [BillDesk] Website. Please note that our policies, terms and conditions, disclaimers will cease once you leave our website. Since the BillDesk Ltd webpage is governed by its respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by IndiaIdeas [BillDesk]Ltd from time to time for availing its services. KARUR VYSYA BANK LTD will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the IndiaIdeas [BillDesk] website or for any deficiency in the services of IndiaIdeas [BillDesk] or for the failure or disruption of the services.
Disclaimer
Karur Vysya Bank Ltd. (KVB) is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent (Composite) for the solicitation and procurement of insurance products.
The insurance policy is underwritten, issued and serviced by the concerned insurance company. KVB acts only as a Corporate Agent and does not underwrite insurance risk or assume liability for policy issuance, servicing, claim settlement or any obligations arising under the insurance contract.
Purchase of insurance is purely voluntary. Customers are free to purchase insurance from any insurer of their choice. Purchase of insurance is not linked to the sanction, disbursement, renewal or availment of any loan, deposit, account relationship, banking product, banking service or any other facility offered by KVB. KVB does not require customers to purchase insurance from any specific insurer.
Please read the Sales Brochure, Benefit Illustration (where applicable), Policy Document, Terms & Conditions, Exclusions and Risk Factors carefully before purchasing the policy.
By clicking on "Click Here to Buy Now" please note that - You Confirm having read and accepted the above and have decided to proceed further. You would now be leaving the KARUR VYSYA BANK LTD.
Disclaimer
On clicking the below accept button, you will be directed to the third party website. Please also note that when you click on the link below, you will be leaving the KARUR VYSYA BANK LTD (KVB) website and our policies, terms and conditions, disclaimers will cease once you leave our website. KVB will not be responsible in any manner whatsoever for the confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the third party website or for any deficiency in the services of the third party or for the failure or disruption of the services. KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links you will leave the KVB's website and will be redirected to a third party website, which are not under the control of KVB. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly.
By clicking on 'Accept', please note that - You confirm having read and accepted the above and have decided to proceed further. - You would now be leaving the KARUR VYSYA BANK LTD website.
