KVB offers Home loans to cater the needs of Non-Resident Indians (NRI) and Persons of Indian Origin (PIO). The loan shall be availed for purchase of a ready built house in India, construction of a new house in India, home improvements / extension, land purchase and subsequent construction thereon within six months & for taking over of loans from other banks.
Min Age for applying
Min Abroad Employment
Loan Margin Limit
Non-Resident Indians (NRI) and Persons of Indian Origin (PIO) shall avail the loan.
| Particular | Charges and Limits |
|---|---|
| Maximum Loan Amount | Rs. 300 Lakhs |
| Margin | 20% |
| Maximum Repayment Tenor | 25 Years - EMI (Subject to the liquidation of the loan by the age of 65 years or the age of retirement whichever is earlier). |
| Maximum Holiday Period | New Houses: 18 months from the date of first disbursement or 2 months after completion, whichever is earlier. Other Cases: 2 months after the last disbursement. |
| Primary Security | Equitable mortgage by deposit of title deeds, registered mortgage when considered necessary. |
| Collateral Security | Additional security by way of lien over credit balances in deposit accounts, NSCs, life insurance policies, third-party guarantees, if security is either inadequate or not free from encumbrances. |
| Guarantee | A suitable guarantor with sufficient net worth, acceptable to the bank. |
| Processing Charges |
|
| Other Terms & Conditions |
|
To check all Interest rate: Click here
On clicking the below accept button, you will be directed to the third party website. Please also note that when you click on the link below, you will be leaving the KARUR VYSYA BANK LTD (KVB) website and our policies, terms and conditions, disclaimers will cease once you leave our website. KVB will not be responsible in any manner whatsoever for the confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the third party website or for any deficiency in the services of the third party or for the failure or disruption of the services. KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links you will leave the KVB's website and will be redirected to a third party website, which are not under the control of KVB. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly.
By clicking on 'Accept', please note that - You confirm having read and accepted the above and have decided to proceed further. - You would now be leaving the KARUR VYSYA BANK LTD website.
On clicking the below accept button, you are being re-directed to a third party webpage of SMC Global Securities Ltd., (SMC Global) and necessary fees if any for availing the services may have to be paid by you. Please acknowledge the disclaimer before proceeding further. Please also note that when you click on the link below, you will be leaving the KARUR VYSYA BANK LTD (KVB) website and our policies, terms and conditions, disclaimers will cease once you leave our website. Since the linked webpage is governed by their respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by them from time to time for availing their services. KVB will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the SMC Global Securities Ltd., website or for any deficiency in the services of SMC Global Securities Ltd., or for the failure or disruption of the services. These sites are not under the control of KVB.
KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly. By clicking on 'Accept', please note that you confirm having read and accepted the above and have decided to proceed further. You would now be leaving the KARUR VYSYA BANK LTD website.
On clicking the below accept button, you are being re-directed to a third party webpage of Geojit Financial Services Limited., (Geojit Financial Services Limited) and necessary fees if any for availing the services may have to be paid by you. Please acknowledge the disclaimer before proceeding further. Please also note that when you click on the link below, you will be leaving the KARUR VYSYA BANK LTD (KVB) website and our policies, terms and conditions, disclaimers will cease once you leave our website. Since the linked webpage is governed by their respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by them from time to time for availing their services. KVB will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the Geojit Financial Services Limited., website or for any deficiency in the services of Geojit Financial Services Limited., or for the failure or disruption of the services. These sites are not under the control of KVB.
KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly. By clicking on 'Accept', please note that you confirm having read and accepted the above and have decided to proceed further. You would now be leaving the KARUR VYSYA BANK LTD website.
On clicking the below accept button, you will be directed to the webpage with which you will be able to repay for a loan account. Please note that while you are entering the payment page, you will be leaving the KARUR VYSYA BANK LTD website and enter IndiaIdeas [BillDesk] Website. Please note that our policies, terms and conditions, disclaimers will cease once you leave our website. Since the BillDesk Ltd webpage is governed by its respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by IndiaIdeas [BillDesk]Ltd from time to time for availing its services. KARUR VYSYA BANK LTD will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the IndiaIdeas [BillDesk] website or for any deficiency in the services of IndiaIdeas [BillDesk] or for the failure or disruption of the services.
On clicking the below accept button, you will be directed to the third party website. Please also note that when you click on the link below, you will be leaving the KARUR VYSYA BANK LTD (KVB) website and our policies, terms and conditions, disclaimers will cease once you leave our website. KVB will not be responsible in any manner whatsoever for the confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the third party website or for any deficiency in the services of the third party or for the failure or disruption of the services. KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links you will leave the KVB's website and will be redirected to a third party website, which are not under the control of KVB. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly.
By clicking on 'Accept', please note that - You confirm having read and accepted the above and have decided to proceed further. - You would now be leaving the KARUR VYSYA BANK LTD website.
On clicking the below accept button, you are being re-directed to a third party webpage of KFintech Technologies Private Limited (Kfintech CRA) and necessary fees for availing the services may have to be paid by you. Please acknowledge the disclaimer before proceeding further. Please also note that when you click on the link below, you will be leaving the KARUR VYSYA BANK LTD (KVB) website and our policies, terms and conditions, disclaimers will cease once you leave our website. Since the linked webpage is governed by their respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by them from time to time for availing their services. KVB will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the KFintech Technologies Private Limited [BillDesk] website or for any deficiency in the services of KFintech Technologies Private Limited [BillDesk] or for the failure or disruption of the services. These sites are not under the control of KVB.
KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly. By clicking on 'Accept', please note that you confirm having read and accepted the above and have decided to proceed further. You would now be leaving the KARUR VYSYA BANK LTD website.
On clicking the below accept button, you will be directed to the webpage with which you will be able to repay for a loan account. Please note that while you are entering the payment page, you will be leaving the KARUR VYSYA BANK LTD website and enter IndiaIdeas [BillDesk] Website. Please note that our policies, terms and conditions, disclaimers will cease once you leave our website. Since the BillDesk Ltd webpage is governed by its respective policies, you will be agreeing to the terms & conditions as also any disclaimers/Terms of use Privacy Policy prescribed by IndiaIdeas [BillDesk]Ltd from time to time for availing its services. KARUR VYSYA BANK LTD will not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges direct or indirect incurred by you, arising out of or in connection with your access to the IndiaIdeas [BillDesk] website or for any deficiency in the services of IndiaIdeas [BillDesk] or for the failure or disruption of the services.
