Agriculture Schemes | KVB | Loans, Schemes & Services

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Karur Vysya Bank offers a variety of products specially designed to meet the needs of people in the agricultural sector. The products offered by KVB includes a number of loans covering a range of businesses and catering various needs. Ranging from production loans to daily agricultural expenditure loans, every needs are catered by us.

Agri Card Non-ISS / Agri Card Plus

Kisan Card is a facility that aims to provide timely credit to farmers, meeting all their cultivation, farm maintenance and investment needs. To avail this loan, you have to be the primary landowner. KVB Agri Card Loans provide you with short-term solutions so that you can ensure the smooth functioning of your daily agricultural activities and also term loan requirements.

KVB ODCON

KVB ODCON is an overdraft limit for farmers to meet household consumption needs such as education, marriage and hospitalization expenses. KCC facility is compulsory.

Agri Direct Finance CASA (OCC & SOD)

Agri Direct Finance CASA is a fund-based (working capital) limit to meet the working capital expenses of farm/unit of firms/entities/companies etc.

Agri Land Development Loan

Finance for developing cultivable lands via land & soil reclamation, irrigation facilities, watersheds and farm pond, poly/greenhouses, fencing, roads and farm equipment, with flexible tenor.

Agri Harvester

The Agri Harvester Scheme finances the purchase of all types of harvesters. Now you can easily afford to purchase this scheme that will help you to effectively increase your productivity and get the most out of your land.

Agri Trac

Agri Trac loan by KVB is for the purchase of a tractor or power tiller. With the purchase of tractors and tillers, you will add convenience to your farming activities.

Warehouse Receipt Loans

Warehouse receipt loan by KVB is a customer-friendly credit facility to avoid distress sales during harvest and neutralize seasonality.

Jewel Loan

Get easy loans against your gold ornaments with attractive interest rates and convenient repayment. KVB's Jewel loan is custom designed to meet the needs of people in the agriculture sector.

Kisan Tatkal

Now farmers can avail loan against their deposits for their short-term needs. Kisan Tatkal scheme by KVB caters the short-term needs of the farmers against their deposits.

Agri Car

KVB Agri Car is a loan specially designed to purchase new Car, Jeep, Van, Maxi truck for supervising agricultural operations / management of farm / estate and for transportation of agricultural products / inputs, labour, etc.,

Loans for Horticulture Projects

Loan for Horticulture projects by KVB helps in covering needs of Plantation crops, Hi-tech farming and maintenance of Orchards & Poly houses.

Two-Wheeler Loan

Two-Wheeler Loans by Karur Vysya Bank is given to agriculturists to assist them to purchase a two-wheeler. The loan is available at attractive rates of interest and can be repaid in easy installments.

Dairy Loan

Dairy Loan by Karur Vysya Bank is a special loan designed to provide finance for the establishment of dairy units for milk production.

Poultry Loan

Poultry Loan by Karur Vysya Bank is given for the establishment of small poultry (layer or broiler) units as subsidiary occupation by the farmers and agricultural labourers.

Pisciculture Loan

Pisciculture loan by Karur Vysya Bank is designed to manage the Working Capital expenses for the purchase of Fingerlings (young ones), manures, feeds and labour inputs.

MFI Loans to individuals and members of SHG &JLG

Self-Help Group is a homogeneous group of micro-entrepreneurs with affinity among themselves. They are voluntarily formed to save whatever amount they can conveniently save out of their earnings and mutually agree to contribute to a common fund of the group. From that saved amount, small loans are given to the members for meeting their productive and emergent credit needs. The group decides the rate of interest, a period of the loan and other terms.

Farm Credit – Renewable Energy

KVB –Farm credit – Renewable energy provides timely credit to farmers for purchase and installation of solar pumps/Solar lamps/Solar fencing etc… in the farm.

KVB KCC AH & F

KVB KCC (Animal Husbandry & Fisheries) is a working capital limit that aims to provide timely credit to meet out the short term credit requirements for rearing of Dairy, Poultry, Fisheries and aquaculture, Piggery and other ruminants.

KVB Agriculture Infrastructure Fund

KVB Agriculture Infrastructure Fund provides credit facility for development of Agri infrastructure projects

Time norms for Agri Credits

KVB Time norms for Agri Credits

Financial Inclusion

Karur Vysya Bank in association with the central government of India offers a wide range of Financial Inclusion schemes. These schemes are to take banking to the remote place and include many more people into the banking system. Karur Vysya Bank offers various products under Financial Inclusion Schemes in association with the central government of India. You can view in detail about these schemes below.

Financial Inclusion

Financial inclusion may be defined as the process of ensuring access to financial services and adequate timely credit when needed by vulnerable groups such as weaker sections and low-income groups at an affordable cost. Karur Vysya Bank offers various products under Financial Inclusion Schemes in association with the central government of India. You can view in detail about these schemes below.

Pradhan Mantri Jan-Dhan Yojana (PMJDY)

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking / Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. An account can be opened in any bank branch or Business Correspondent (Bank Mitra) outlet. PMJDY accounts are being opened with Zero balance. However, if the account holder wishes to get a cheque book, he / she will have to fulfill the minimum balance criteria. Click the below links to know in detail about the plan and Karur Vysya Bank's products in association with PMJDY.

Social Security Schemes

Karur Vysya Bank with the support of Government of India offers a varied set of social security schemes to achieve Financial Inclusion at various parts of the country. Below mentioned are the social security schemes offered by Karur Vysya Bank. These are the government-sponsored schemes to make banking possible to a wider range of people.