// Here is your Tab / Accordian contents

At Karur Vysya Bank, we understand your need to save your hard-earned money safely, securely and conveniently. We offer a wide range of Savings Bank Account and Current Accounts to cater to your needs. With a wide network of branches and ATMs across India, you can be sure you are never too far from Karur Vysya Bank.

Savings Accounts

Our range of savings bank account options gives you the freedom to choose a solution that meets your needs while combining Karur Vysya Bank’s best-in-class services. Whether it's opening an account for yourself, saving for your child’s future or helping your parents retain their sense of independence, we give you the attention you deserve. With a wide network of branches and ATMs across India, you can be sure you are never too far from Karur Vysya Bank.

Current Accounts

Check out the Current Accounts for Business Personnel to make use of the commercial facilities. KVB Offers various current accounts to cater to the different needs of the Business Personnel.

Reward Points

Karur Vysya Bank introduces Anmol Rewardz, a Debit Card Loyalty program where you can earn points on the go! Earn points while shopping, dining or even while paying your utility bills!
There's more! The accumulated Anmol Points can get you FREE goodies & services by simply redeeming your Anmol Points.
Register your Anmol Rewardz account today to enjoy the benefits & services.
For more details, Click here.

Deposits

Karur Vysya Bank offers various deposit schemes designed to make your money work for you. Our deposit plans gives you the ideal combination of high returns at competitive interest rates and financial security. Long-term investors can lock in funds for consistent returns while short-term investors can utilise products that offer good returns while maintaining liquidity. Our product range includes fixed deposits, re-investment schemes and cash certificates.

Capital Gains Accounts Scheme

Capital Gains Accounts Scheme.

KVB Green Deposits Scheme

KVB's Green Deposits Scheme.

KVB 333 Special Deposit Scheme

KVB's 333 Special Deposit Scheme.

Samriddhi 400

Samriddhi 400.

Double Delight

Double the Prosperity with KVB’s Double Delight. KVB Double Delight is an exclusive product for depositors to invest the amount in odd sums and get the round sums of maturity with Free Hospital insurance coverage . Double Delight term deposit repayable along with accrued interest after an agreed fixed period of time.

Reinvestment Plans

KVB's Reinvestment Plans also known as Tirumagal Tirumana Thittam (TTT), is a long term investment plan which helps you to plan for your long-term financial requirements like children's education and daughter's marriage.

Fixed Deposits

KVB's Fixed Deposit scheme provides you with the convenience on receiving interest at regular intervals (Half-yearly / Quarterly / Monthly) and is ideally suited for persons who depend on regular interest income.

Senior Citizen Deposits

KVB's offers term deposits with both cumulative and non-cumulative options for the senior citizens. Moreover, senior citizens are eligible for preferential rate of interest.

Recurring deposits

Invest fixed amount every month in KVB, with various Recurring Deposits schemes and get a lump sum amount on maturity.

KVB Tax Saving Deposits

Deposits made under KVB's Tax Saving Deposits qualify for tax benefits under Section 80C of the Income Tax act up to a sum of Rs. 1.50 Lakh.

Deposit Interest Rates at a Glance

KVB's Deposit Interest Rates at a Glance.

Loans

To help bring your dreams within reach, Karur Vysya Bank brings you loans for a multitude of purposes. Whether it is moving into your ideal home, buying a bigger car or sending your child abroad to study, you can rest assured that we will be there for you. With reasonable interest rates, flexible repayment plans and a streamlined approval process, Karur Vysya Bank makes it easy for you to make your move ahead.

To check processing fee Click here

Personal Loans

KVB offers varied Personal Loan Schemes to meet the needs of the individuals. Right from travel loans, gold loans, loans for IPO choose from a big pool of loans.

Home Loans

Apply for a home loan without any hassles at Karur Vysya Bank. Housing loans schemes such as Happy Home Loan and Gruhapravesh are designed to cater all your needs.

Vehicle Loans

Apply for vehicle loans to buy a new or used vehicle to cater to your needs. Be it a two wheeler or a four wheeler, choose the loan which suits your needs.

Educational Loans

KVB has made it possible for you to pursue your educational dreams. Our loan has been specifically structured to provide you with financial help if you wish to pursue education of your choice, either in India and abroad.

PL Secured Others

KVB - PL Secured Others caters to the fast-growing Personal and business financial needs. The loan can be availed both as Term Loan (EMI) and as an Overdraft Facility. The process is entirely paperless. In principle, approval can be provided in 15 minutes subject to the satisfaction of CIBIL and rating scores.

Co-Lending Partners

List of KVB Co-Lending partners with the products offered through co-lending arrangements.

Timelines for
Retail Advances

Timelines for Retail Advances

The Bank shall follow the following time norms for disposal of credit proposals

Time norms for disposal of retail credit proposals
S. No	Type of loan	Time Limit
1	Loans Upto Rs. 2 lakhs	Within 7 days
2	Loans Above Rs. 2 lakhs	Within 15 days

The time limit shall be reckoned from the date on which all clarifications / submission of all information required for processing the loan proposals are received by respective sanctioning authorities.

Cards

KVB Offers various cards such as Debit and Credit cards. KVB offers Debit card services on VISA, Mastercard and RuPay platforms for savings and current account holders.

Credit cards

KVB proudly introduces wide range of credit cards with bunch of exclusive offers, privileges, benefits and rewards for your credit card spends. Choose your right credit card from KVB credit cards to manage all your needs ranging from travel, lifestyle, dining, movies, shopping and to manage your corporate liabilities etc.

Debit Cards

KVB offers debit card services on VISA, Mastercard and RuPay platforms for savings and current account holders.

Prepaid Instruments

KVB offers various prepaid instruments to cater to the needs of the customer. The instruments range from Gift cards, Forex travel card and Reloadable cards.

Tokenization

Tokenization for Card Based Transactions

Insurance

Karur Vysya Bank offers a variety of options for insuring your future. KVB has partnered with Aditya Birla Sunlife Insurance and Bajaj Life Insurance for life insurance, Bajaj General Insurance for non-life insurance, and Aditya Birla Health, Niva Bupa Health, and Star Health and Allied Insurance for health insurance. These partnerships provide a wide range of products across various domains for the greater benefit of customers.

KVB is a Corporate Agent for the above-mentioned insurance companies with a valid IRDAI License No - CA0057.

In case of any query / complaints, you may write to bancassurance@kvb.bank.in.

Disclosure - Commission Structure Click here.

Life Insurance

Karur Vysya Bank, in collaboration with leading insurance providers like Aditya Birla Sun Life Insurance Co. Ltd., SBI Life, Bajaj Life, and HDFC Life, offers a wide range of life insurance products to help you secure your future with confidence.

Non-Life Insurance

KVB Partnered with Bajaj General insurance Co ltd, ICICI Lombard General Insurance, Go Digit general insurance & Kshema General Insurance, offers you a wide variety of non-life insurance policies to suit various needs.

Health Insurance

Karur Vysya Bank in association with Aditya Birla Health Insurance Co ltd., Niva Bupa Health Insurance Co Ltd., and Star Health & Allied Insurance Co Ltd. offers a wide range of health insurance plans to cater to the needs of its customers.

Investments

KVB Offers various investment services including Demat, Trading and Mutual fund services in partnership with various firms to give the best solution possible.

Demat Account

Demat stands for dematerialization. The dematerialization process converts physical shares into electronic (dematerialized) shares, which eliminates all the problems associated with physical securities. A demat account has to be opened if you want to buy and sell shares, securities and debentures. Karur Vysya Bank is a registered member (Depository Participant) of National Securities Depository Ltd. (NSDL). Karur Vysya Bank has been enrolled as a Depository Participant by NSDL; India's first depository. You can avail of all your depository-related services and maintain a demat account in India by just opening an account with NSDL through Karur Vysya Bank.

Trading Services

KVB offers the facility to trade online through Religare Securities Limited and IDBI Capital Markets and Securities Limited. You can open a 3 in 1 account which serves your Banking, Demat and Trading needs with us.

Mutual Funds

As part of their financial planning process customers explore various financial instruments while arriving at their investment decisions. Acknowledging this requirement, KVB offers a range of financial services under one roof. Since mutual funds is a desired investment option of the customers, KVB has entered into tie-ups with leading mutual fund AMCs for the convenience of customers so that they can enjoy the experience of convenience banking.

Digital Products

KVB Offers various digital products to make the most at this digital age. KVB offers products such as Bharath QR Code, KVB UPI and FASTag to make many process simple and on the go.

KVB DLite - Mobile Banking

KVB introduces the smart new KVB DLite app, an easy way to manage your bank account from anywhere, anytime.

Bharath QR code

QR code based payment solution enables your customer to make the payment by simply scanning the QR Code through their Bank’s Mobile App. With BharatQR, KVB provides you a solution that helps you lower your operational costs as no physical terminal is required to accept card payments.

KVB – NETC FASTag

NHAI has rolled out program for National Electronic Toll Collection (NETC) on Toll Plazas on National Highways to be called FASTag. FASTag works on Radio Frequency Identification (RFID) technology. KVB-FASTag is linked to a prepaid account. It is valid for 5 years and can be recharged at the agent location and KVB-branches. It should be used once in 1 year to avoid dormancy.

KVB UPI

Unified Payment Interface (UPI) is a quick and easy way to send and receive money and make payments using Virtual Payment Address (VPA) without entering any additional Bank information.

KVB UPI LITE

KVB introduces the smart new KVB DLite app, an easy way to manage your bank account from anywhere, anytime.

KVB Corp Mobile Application

KVB Corp is Karur Vysya Bank’s dedicated mobile banking application designed exclusively for our corporate and business customers. Built with a sleek, minimalistic design and a strong focus on usability, the app offers a comprehensive suite of digital banking services that simplify day-to-day business financial operations. With KVB Corp, corporates can now access essential banking services anytime, anywhere—securely and efficiently.

KVB Netshield

To enhance digital banking security and provide a seamless experience, we are excited to introduce KVB Netshield, an advanced authentication solution for KVB Net Banking users.

KVB Netshield is a secure mobile application that generates time-based OTPs (Soft Tokens) for transaction authentication. It works offline and offers an additional layer of security for both Retail and Corporate customers.

Locker

When you need a secure place to store your valuables, look no further than Karur Vysya Bank. With our locker facilities, you can now deposit items at your nearest bank branch and choose a locker from a variety of sizes based on your requirement, subject to availability. Our lockers are equipped with state-of-the-art burglar and fire alarm systems for maximum safety.

Benefits

Safety wise best in the industry.
Wide variety of locker size to choose from.
State of Art Burglar and Fire Alarms.

Locker Rent

The Bank has changed the locker rent collection from Anniversary method to Financial Year method i.e. the rent will be collected from the due date of the locker to 31st March.

Kindly contact your home branch or our contact center 1860 258 1916 (Local charges Applicable) for further details.

Social Security Schemes

Karur Vysya Bank offers you various government sponsored schemes to cater to the need of wide range of people. The schemes ranges from Pension schemes to Insurance schemes. Check out in detail to know more.

APY

Atal Pension Yojana (APY) is open to all bank account holders. The central government would also co-contribute 50% of the total contribution or Rs. 1,000/- per annum, whichever is lower, to each eligible subscriber, for a period of 5 years, i.e., from Financial Year 2015-16 to 2019-20, who join the APY before 31st December, 2015. The contribution is to the people are not members of any statutory social security scheme and are not Income Tax payers. Therefore, APY will be focussed on all citizens in the unorganised sector.

PMSBY

Pradhan Mantri Suraksha Bima Yojana (PMSBY) is aimed at covering the population who are not covered in any insurance plans. This scheme is available at an highly affordable premium of just Rs.12/- per year. The scheme will be available to people in the age group 18 to 70 years with a savings bank account who give their consent to join and enable auto-debit on or before 31st May for the coverage period 1st June to 31st May on an annual renewal basis.

PMJJBY

The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a one year life insurance scheme, renewable from year to year, offering coverage for death due to any reason and is available to people in the age group of 18 to 50 years (life cover upto age 55) having a savings bank account who give their consent to join and enable auto-debit.

Govt. Schemes

Government Sponsored Schemes

NPS

National Pension System (NPS) is a pension cum investment scheme launched by Government of India to provide old age security to Citizens of India. It brings an attractive long term saving avenue to effectively plan your retirement through safe and regulated market-based return. The Scheme is regulated by Pension Fund Regulatory and Development Authority (PFRDA). National Pension System Trust (NPST) established by PFRDA is the registered owner of all assets under NPS.

PMAY

PMAY (U) 2.0 - ISS is a Central Sector Scheme aimed at expanding institutional credit for affordable housing. The scheme provides interest subsidy on home loans sanctioned and disbursed on or after 01.09.2024 for eligible beneficiaries from the EWS, LIG and MIG categories for purchasing/ repurchasing/ construction of house.

SGB

Sovereign Gold Bond scheme is a government sponsored scheme introduced recently by Government of India. As SGBs are government securities, it is safe to invest and have guaranteed returns at the end of the tenor. This Bond is issued by RBI on behalf of the Government of India.