KYC uncovered: What every customer should know
Before you can swipe, scan, or send money with a tap, there’s one small but mighty step banks need from you: KYC. It’s that one thing your bank won’t stop nudging you about. But ever paused to ask: why does it matter so much?
KYC, or Know Your Customer, is more than just a formality. It’s a mandatory process that helps banks verify who you are. It helps prevent fraud, curb money laundering, and keep financial transactions safe and transparent.
Completing your KYC is as simple as showing valid ID proof like your Aadhaar or PAN card, and in some cases, even biometric or quick digital verification does the trick. Whether you're opening a new account or continuing with your existing one, keeping your KYC updated is not just important — it’s non-negotiable.
The good news? If you’re banking with Karur Vysya Bank (KVB), the KYC process is designed to be smooth, simple, and user-friendly. So no long queues, no endless paperwork — just a few clicks, and you're sorted.
KYC BASICS: THE MUST-HAVE DOCUMENTS TO GET STARTED
To complete your KYC with Karur Vysya Bank (KVB), you’ll need a few essential documents and a quick digital process. The KYC requirements include:
- PAN card
- Valid address proof such as an Aadhaar card or Driver’s License
- Passport-sized photo if requested
KYC, BUT MAKE IT VIRTUAL: THE vKYC PROCESS
Karur Vysya Bank (KVB) makes the entire KYC process smooth, quick, and fully digital.
Whether you're at home, at work, or on the go, updating your KYC is now just a few taps away. Thanks to technological advancements and the demand for faster, safer verification, KVB’s vKYC process lets you complete your KYC through a simple video call via the DLite app. No branch visits. No delays. Just a secure, face-to-face verification done from the comfort of your screen with the following steps:
- Complete your DLite Account opening through Aadhaar OTP-based e-KYC.
- Offer your consent for Video KYC in DLite to receive a confirmation SMS.
- Fix your convenient time between 10.00 am and 6.00 pm (on bank working days) for the Video-KYC call. You will receive a link through SMS/Mail.
- Click the link and join the vKYC session.
- Allow access to your camera, microphone, and location on your mobile or desktop.
- The Bank Official shall click your photograph, verify your Aadhaar, original PAN, and capture your signature during the call.
To check if your KYC is updated in KVB, simply log in to your KVB NetBanking account and head to the ‘Profile’ section, then click on ‘KYC Details’ to view your current status. If your KYC is incomplete or pending, you’ll see a prompt to update it right away.
Prefer doing it offline? You can also visit your nearest KVB branch, where the staff will assist you with your KYC status and next steps.
Pro Tip:
Set a yearly reminder to check and update your KYC details, especially if you've changed your address, phone number, or ID documents. Think of KYC as your bank’s way of keeping things safe and smooth. Update it with KVB and enjoy hassle-free digital banking — anytime, anywhere!
05 August 2025
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