Financial
Capital
Disciplined Capital.
Consistent Returns.
We have continued to build on our financial strength through balanced growth, sound risk management and a firm focus on operational excellence. The Bank's investments in technology, distribution reach and customer engagement have translated into improved business performance and profitability. A strong capital position and consistent returns highlight our commitment to delivering long-term value to shareholders.
SDGs
Material Topics
- Financial Performance
- Fraud Risk Management
- Responsible Financing
Stakeholders
Investors / Shareholders
Customers
Employees
Regulatory Bodies
*Includes proposed dividend
*approx
Economic Value Creation
Our economic contribution extends well beyond the returns we generate for shareholders. We are dedicated to enabling financial prosperity for customers and communities while supporting broader sustainable economic advancement across the regions we serve. Through customer-focused banking solutions and prudent financial management, we empower individuals, enterprises and communities to achieve their aspirations, thereby balancing growth, accountability, and long-term value creation for all.
Economic Value Generated and Distributed (EVGD)
Karur Vysya Bank supports economic development by mobilizing financial resources and channeling them toward productive opportunities. With a focus on disciplined lending, strong risk governance, and operational efficiency, we are well placed to create consistent value while responding to changing market conditions. By strengthening our financial position and growing responsibly, we continue to support our customers, shareholders, employees, and society, reinforcing our role as a trusted partner in India’s economic progress.
Direct Economic Value Generated (DEVG) (₹ Crore)
| Particulars | FY 2024-25 | FY 2025-26 |
|---|---|---|
| Interest Earned | 9,678.04 | 11,074.35 |
| Other Income | 1,829.55 | 2,084.32 |
| Total DEVG | 11,507.59 | 13,158.67 |
Direct Economic Value Distributed (DEVD) (₹ Crore)
| Particulars | FY 2024-25 | FY 2025-26 |
|---|---|---|
| Purchases of Goods and Services (incl. Provisions and Contingencies) | 2,019.92 | 2,228.11 |
| Employee Compensation and Benefits | 1,449.21 | 1,434.04 |
| Provisions for Payment of Taxes to Govt. | 649.09 | 809.71 |
| Penalty (if any) | 0.03 | 0.02 |
| Community Investments (CSR) | 29.59 | 40.65 |
| Interest Expended to Customers | 5,237.12 | 5,927.38 |
| Interest Expended to RBI/Other Banks | 181.00 | 208.43 |
| Total Expenditure | 9,565.96 | 10,648.34 |
| Add. Dividend Paid (incl. taxes) | 193.13 | 209.39 |
| Total DEVD | 9,759.09 | 10,857.73 |
Economic Value Retained (EVR) (₹ Crore)
| Particulars | FY 2024-25 | FY 2025-26 |
|---|---|---|
| Net Profit | 1,941.64 | 2,510.33 |
| Less: Dividend Paid to Shareholders | 193.13 | 209.39 |
| Total EVR | 1,748.50 | 2,300.95 |