{"data":{"title":"Resident \/ NRO Deposits","description":"<p><strong>Penal Interest on pre-closure of deposits:<\/strong><\/p> <ul><li>Up to Rs. 3&nbsp;Crores of deposit \u2013 Penalty of 1% from applicable ROI.<\/li> <li>Above Rs. 3&nbsp;Crores of deposit \u2013 Pre-closure Penalty norms applicable.<\/li><\/ul> <p>Interest will be calculated at the rate applicable for the period the deposit has actually remained with the bank. The rates are subject to change without notice.<\/p>","senior_citizen_deposits_description":"<ul><li>Senior Citizen rates are not applicable to NRI.<\/li><\/ul>","general_description":"<p>Kindly contact the nearest branch for deposits above Rs. 3&nbsp;Crores.<\/p>","content_above_table":"Rates of Interest on domestic deposits w.e.f. 08.06.2026.","wef_date":"08.06.2026","domestic_term_interest_rates":{"columns":{"time_bucket":"Time Bucket","revised_rate":"Revised Rate (Less than Rs. 3 Crores) (w.e.f. 08.06.2026)","annualised_interest_yield":"Annualised Interest Yield (per annum)"},"values":[{"time_bucket":"7 Days to 14 days\u00a0","revised_rate":"4.00%","annualised_interest_yield":"4.06%"},{"time_bucket":"15 Days to 30 days\u00a0","revised_rate":"4.00%","annualised_interest_yield":"4.06%"},{"time_bucket":"31 Days to 45 days\u00a0","revised_rate":"4.50%","annualised_interest_yield":"4.58%"},{"time_bucket":"46 Days to 90 days\u00a0","revised_rate":"4.75%","annualised_interest_yield":"4.84%"},{"time_bucket":"91 Days to 120 Days \u00a0","revised_rate":"5.75%","annualised_interest_yield":"5.88%"},{"time_bucket":"121 Days to 180 Days","revised_rate":"6.00%","annualised_interest_yield":"6.14%"},{"time_bucket":"181 Days to 270 days\u00a0","revised_rate":"6.25%","annualised_interest_yield":"6.40%"},{"time_bucket":"271 Days to 332 days","revised_rate":"6.40%","annualised_interest_yield":"6.56%"},{"time_bucket":"333 Days","revised_rate":"7.00%","annualised_interest_yield":"7.19%"},{"time_bucket":"334 Days to less than 1 year ","revised_rate":"6.40%","annualised_interest_yield":"6.56%"},{"time_bucket":"1 Year to up to 399 Days","revised_rate":"6.55%","annualised_interest_yield":"6.71%"},{"time_bucket":"400 Days","revised_rate":"7.20%","annualised_interest_yield":"7.40%"},{"time_bucket":"401 Days up to 2 Years","revised_rate":"6.55%","annualised_interest_yield":"6.71%"},{"time_bucket":"Above 2 years up to 3 years","revised_rate":"6.55%","annualised_interest_yield":"6.71%"},{"time_bucket":"Above 3 years up to 5 years","revised_rate":"6.55%","annualised_interest_yield":"6.71%"},{"time_bucket":"Above 5 years ","revised_rate":"6.25%","annualised_interest_yield":"6.40%"},{"time_bucket":"For KVB - Tax Shield Deposits\u00a0","revised_rate":"6.55%","annualised_interest_yield":"6.71%"},{"time_bucket":"Rainbow Deposits (RBFD)","revised_rate":"4.75%","annualised_interest_yield":"4.84%"},{"time_bucket":"Green Deposits (2345 days)","revised_rate":"6.25%","annualised_interest_yield":"6.40%"}]},"flexi_term_interest_rates":{"columns":{"time_bucket":"Time Bucket","revised_rate":"Revised Rate (w.e.f. 08.06.2026)"},"values":[{"time_bucket":"300 days","revised_rate":"3.25%"}]},"senior_citizen_interest_rates":{"columns":{"time_bucket":"Time Bucket","revised_rate":"Revised Rate (w.e.f. 08.06.2026)","annualised_interest_yield":"Annualised Interest Yield (per annum)"},"values":[{"time_bucket":"333 Days","revised_rate":"7.50%","annualised_interest_yield":"7.71%"},{"time_bucket":"1 Year to up to 399 Days","revised_rate":"7.05%","annualised_interest_yield":"7.24%"},{"time_bucket":"400 Days","revised_rate":"7.70%","annualised_interest_yield":"7.93%"},{"time_bucket":"401 Days up to 2 Years","revised_rate":"7.05%","annualised_interest_yield":"7.24%"},{"time_bucket":"Above 2 years up to 3 years","revised_rate":"7.05%","annualised_interest_yield":"7.24%"},{"time_bucket":"Above 3 years up to 5 years","revised_rate":"7.05%","annualised_interest_yield":"7.24%"},{"time_bucket":"Above 5 years ","revised_rate":"6.75%","annualised_interest_yield":"6.92%"},{"time_bucket":"For KVB - Tax Shield Deposits ","revised_rate":"7.05%","annualised_interest_yield":"7.24%"},{"time_bucket":"Rainbow Deposits (RBFD)","revised_rate":"4.75%","annualised_interest_yield":"4.84%"},{"time_bucket":"Green Deposits (2345 days)","revised_rate":"6.75%","annualised_interest_yield":"6.92%"}]}}}